Brandon Stewart
What do you use to pre-screen your tenants?
I need to pre-screen applicants to see if they would make a good tenant for a lease option. I need to pre-qualify applicants to see if they could make a good tenant AND get approved for lending before the end of the l...
Tim B.
Searching for a lender
I've a quick question.... I decided to start investing in real estate and have been browsing some duplexes. I found one that sparked my interest and called the realtor. She put me in contact with a lender who's run...
Joshua Hill
countrywide
How is countrywide with processing a loan? I have always used suntrust for my mortgages and my "Go to" loan officer there has moved and is now working for Countrywide Home loans. I dont mind using them however I jus...
Jeremy Phillips
Who would you recommend on removing hard inquires
I had a few companies who reached out to me and ran hard inquiries to lower my credit. My questions is who would you recommend to remove these recent inquiries? How would you go about getting these recent inquiries ...
Christopher Johanson
Dishonest Banker?
Today I went with my girlfriend to a bank to talk to them about a mortgage. They asked about our credit and we said we've been working hard to keep it perfect, and they asked if they could look at it.I specifically as...
Account Closed
Inquiry Regarding FHA Loan Eligibility and Income Requirements for House Hacking
Hello!I’m a full-time student with a current credit score of 666 and an active work/study job earning $12 per hourCan I qualify for an FHA loan for house hacking with a credit score of 666 and a part-time work/study j...
William Kwong
BRRRR: Refinance From 203K Loan - LTV 90% Cash-Out Refi Inquiry
Hi BP,Question for you BRRR loving people - My renovation on my first house-hack for my multi will be completed in the upcoming months. I used a 203K loan to fund the renovation.$454,000 - Purchase Price$124,000 - Ren...
Matt Camilliere
Credit Inquiries Dropping Credit Score
Hi BP Community,
Please help!
Prior to buying my first property, my credit score was excellent. After I got a mortgage it dropped 30 points. Last month it dropped another 10 points after a lender approved me for a ...
Yanis P.
Mortgage impact on my credit score
Hello everybody,I plan to buy my first MF in October. I went to lender to see what can I be qualified for.He asked me to provide him my 2 years tax returns, DOB and SSN# and he wants to make a hard pull to see what ...
John Jacobus
Shopping for Loans While Avoiding Impact to Personal Credit Score
I'm looking for best practices to employ while shopping for mortgage loans for investment properties (small multi-family and SFR). My standard approach is to pursue 3-4 lenders when applying for a mortgage. I typica...