Hey BP Family,

Does getting pre-approved for a loan hurt your credit score? What if you don't get approved with the bank and try again with another bank? How many times should you do this before you decide on other f...

Hey there BP!I went in to the bank to see if I get pre approved, my score is 710, but they said I need at least one installment loan on my credit history, they recommended me buying a car. I don't want to buy a car be...

Does anyone here on BP have personal experience with Credit Karma free credit reporting service?Thanks,Pyrrha

In the past I have waived the application fee ($75.00 each person) for people that include their credit report with the application and have avoided having to run credit.  Unfortunately I have someone now that can't r...

When buying a home…what credit score do they go with? The average, the middle, the top :-)….which one are they looking at ?

Hello everyone! For the last 5 to 6 months i've been cleaning up my credit. my scores range from the middle 700 to low 800. The problem is, now I got my credit together I'm trying to figure out a way to use it "creati...

Anyone has tried applying a second creditline on a hse having a refinance?Whats your experience in term of how easy to get approval, what max percent of credit the bank, what reason do you tell the bank of using the s...

I have a single family home that I purchased with Hard Money at 14%...I then maxed out 2 credit cards to rehab the unit and it quickly rented for $850/month...I currently cashflow $150/month after I pay my lender...I ...

Hey there BP!I went in to the bank to see if I get pre approved, my score is 710, but they said I need at least one installment loan on my credit history, they recommended me buying a car. I don't want to buy a car be...

Good Morning BP.  I have a credit question. When does your credit score take a negative nudge when lender shopping and having your credit pulled several times