Dylan S.
House Hacking in Orange County, CA - First Real Estate Deal
Hi Everyone - I've been looking to do a house hack for a while as my first real estate deal. I'm 24 and have taken the last few years since I graduated college to get a job, save for my first investment property, and ...
John G.
Should I "buy down the rate" by paying mortgage points?
Details... I have a quoted rate of 4.75% with paying just a hair under one point or $723. And have the option to buy down the rate to 4.25% by paying 3.121 points (an additional 2.134 points / $1,562 cash at closing)....
Amy Lin
Refinance or pay off the property
Hey All,My husband and I purchased a SFH 5 years ago and just realized that the commerical loan we took out ( under the LLC name) has a maturity date of 5 years. We probably should've known that and refinance when rat...
Roc P.
Owner Financing
Hello everyone I'm working on deal where hopefully I might be able to get owner financing on the property since it's mortgage free.
Can anyone give me any tips with regards to dealing with owners who are going to f...
Dean Julie
How can one even buy a house at all?
I see/hear people "snubbing their noses" at homeowners that are defaulting on their payments because they just don't want to pay for something that doesn't have the value of what they are required to pay for. Usually ...
Ashwin C.
How to scale your rental portfolio
I recently purchased my first property (turnkey) using a conventional mortgage. After purchasing it, I realized that saving up for the down payment (25%) every year is going to be a really slow way to grow my portfoli...
Brian Johnson
Ideas on refinancing my rentals for better cashflow
I have been searching some local small banks for refi rates on total cost and rates. My idea is to go conventional loan for 20 year or 30 year. With no money out of pocket.I have a duplex that I purchased for $155,00...
Abraham Orozco
Starting out in a community property state
Wanting to buy a house with my brother to start acquiring houses. He is able to move every 12 to 16 months. He will be living there as he rehabs the property. I am married, and my wife does not want to have anything t...
Aaron Rocha
Cash Out Multiple Choice
I am 31 years old, about to refi, and ready to buy my 2nd property. Hopefully a multi family unit.
My single family house in Denver is worth approximately $250k. I paid $125k. I owe $100k on a 4.65% 30yr fixed. My...
Sante R.
Credit Counciling Progams
Is anyone familiar with Credit Counciling Progams? I've never used one before b/c i've had good credit for many years and have kept my CC balances at a minimal. I've now bought my third property (Cash). Lines of ...