Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10000)
Puri Indah 30 years fixed vs. Interest only
4 September 2021 | 16 replies

I have $340K left on my rental mortgage and I'm refinancing it now.Got 2 options:1). 30 years fixed at 3.70% or $1,565 monthly paymentOR2). 10 years interest only at 3.65% or $1,030 monthly payment.I have no W2, so re...

Zachary McDonough Interest only: Good or Bad thing?
25 September 2023 | 9 replies

Guys, lately I've been catching a lot of flack for my last seller finance deal...Our seller offered 5% interest only for 7 years...I jumped at it. But, some people think interest only is dangerous. Pros: - more cashfl...

Ivan Esparza My Take On Interest Only Loans
18 January 2020 | 1 reply

My perspective is that an Interest only loan would be among the best way for a newbie to start. If you have vacancies or an emergency. 

In addition, you have the ability to stack a small emergency reserve amount ea...

Edward Ferrer Fixed, ARM or Interest Only Loan?
18 January 2016 | 0 replies

Hello, I am looking for some clarity on choosing a loan for a flip and hold investment on a single family home.  What do you suggest; Fixed, ARM or Interest Only Loan? Thanks.

Khandbari Rai Interest only loan pros and cons
23 April 2024 | 18 replies

I am trying to get interest only loan to scale my portfolio and increase my cash flow. I would refi later . Looking for some inputs. Thanks

Teddy Grooms Interest only payments a write off?
10 June 2019 | 10 replies

I had interest only hard money every month of the year last year, am I able to write it off as regular mortgage interest?

Anthony Greco Interest Only Terms for Commercial Multifamily
29 October 2017 | 4 replies

Hi BP, I wanted to ask if anyone has experience with or insight on the ease or difficulty of getting an interest only loan on a commercial multifamily property? What does it usually take for a lender to agree to these...

Michael Johnson My take on Interest-only loans...
22 January 2020 | 18 replies

First a simple question.. Is it true that Interest-only loans are only Commercially backed and more than 750k?Is Seller-financing the only other way? My perspective is that an Interest only loan would be among the bes...

Vernon Trice III Paying Interest Only Loan off Early
29 October 2019 | 11 replies

When obtaining an interest only commercial real estate loan, why are there penalties associated with paying the debt off early? What are the pros and cons of both sides and why would anyone do it ? Or not do it for th...

Andrew W. Legoff Interest only loan option asset based
11 July 2024 | 1 reply

Have you ever considered an interest only loan option? This is can provide investors with more flexibility in cash flow, allowing potential investment in multiple deals at once.