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Results (10000)
Steven Silbert Home Equity Loan Debt-to-Income Question
1 November 2021 | 4 replies

I've been moving along in the process of getting a home equity loan on my second home, but I just ran into a snag. The company I'm working with won't count rental income until it has been collected for two years. My d...

Jason Schatzberg Seeking a Debt Coverage Service Loan lender
9 September 2021 | 1 reply

Currently residing in a duplex. Owner decided to sell now instead of waiting till next year. I needed one more year of a positive W9.traditional lenders have expressed doing a Debt Coverage Service Loan. Loan amount 2...

Aakash Sundar Debt to Income Ratio for FHA Loans
29 January 2020 | 3 replies

I’m a younger guy (23), just graduated college with a bunch of debt. Looking to get into house hacking for obvious reasons, and was wondering whether my large student loan would affect my ability to receive an FHA loan??

Jaye Seay Can Business Debt impact loan on primary?
23 May 2017 | 1 reply

Can business debt in an LLC or sole proprietorship impact a mortgage loan on a primary residence?

Moshood Balogun Want to be Student Loan Debt Free!
19 April 2019 | 2 replies

Hello BP Community, My name is Moshood and after finishing my college studies in 2016, I ended up with over 70k in student loan debt. As most of you know, it is very hard coming out of college and paying it off as qui...

Aaron Port Denied conventional loan because of college debt
3 May 2019 | 41 replies

I was recently told that I don't qualify for a conventional loan because of my debt to income ratio due to college loans. I don't have an astronomical amount of debt and no other debt besides my wife's car payment and...

Andy J. Debt to Income and Student Loan Deferrals
5 February 2010 | 0 replies

I am trying to get a tenant/buyer qualified for one of my Rent to Own houses. My lender is saying that a student loan does not need to be taken into consideration when computing DTI if the payments are deferred for 3...

Luke Wielgopolan Student Loan debt vs Starting in REI
15 June 2020 | 3 replies

I have been interested in REI for a couple years now, but haven't pulled the trigger for various reasons. One of those reasons is Student Loan Debt. I have paid ahead by over a year and have been paying for a few year...

Cesar M. Trying to understand debt influence on loans
15 January 2017 | 4 replies

Hi everyone.  This might be a real newbie question but I haven't seen it discussed on any podcasts or anything I've read.  Does the debt you take on from your first deal affect if you'll be able to get approved for a ...

Cheryl Cunio Non-conventional loans on debt free property?
31 December 2016 | 2 replies

My company recently purchased a 2+ acre residential property in Oregon with a 4 bd/2 ba home on it and paid off the mortgage that it had as part of the acquisition. What we are looking for now is a way to get some cas...