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Results (10000)
Brian Tremaine How to evaluate a deal - principal payback?
10 August 2015 | 10 replies

Hi All,I'm questioning my approach after several decades, old dogs they say ....I want to evaluate the purchase of a SFR. I normally account for my overall cash flow as rent minus expenses, where expenses are mortgage...

Lem Diaz Thoughts on Principal Curtailment Refinancing (Primary Res)?
8 January 2016 | 2 replies

For the last 1.5 years I've been refinancing my primary residence every 4 months. Curious to get BP member's thoughts on this.  Disclaimer...I'm new at RE investing...go easy on me.The Setup (one cycle's worth): I ref...

Gabriel Parker Buying down interest vs paying down principal?
29 November 2017 | 7 replies

Hello all at BiggerPockets!            I am new to the site and I am looking to pick some brains. My girlfriend and I are looking at buying our first home in the Pensacola, Florida area and I have a series of questio...

Dirk S. Tax implications on sale of principal residence
15 October 2023 | 10 replies

Hi
I own and lived in my principal residence for over 20 years and a significant capital gains.
1 If I sell my principal residence I pay no tax on the first $250k of capital gains (filing single), but if I have ad...

Erin Monday How to make Extra Payments to Principal?
1 February 2017 | 30 replies

Hi! Does anyone have any tips on how to go about making extra payments to mortgage principal? I'm a contractor right now so my salary is constantly changing, but as soon as I get paid, I'd like to make some small extr...

Loring Hinds Renting former principal residence- first time landlord
19 August 2016 | 20 replies

I have purchased a new home and intend to rent my current house.  Cash flow will be neutral to slightly positive, but the Tampa market seems to be finally rebounding.  My goal is to capture the appreciation that will ...

Account Closed Who gets the benefits of Principal reduction?
22 September 2019 | 26 replies

If a homeowner finances you his property for 100k and you agree to pay him 100k but he owes 50k, and he has been paying for the property for 20 years, if you keep paying the mortgage payments and you agree to pay him ...

Ryan Anderson Would you consider a Principal + Interest HELOC?
24 May 2022 | 3 replies

Hi everyone, I'm trying to make a final decision on a HELOC lender in the next day or so here. A local credit union has an option to go up to 100% LTV (up to a $400,000 limit), but hey require you to pay 1% of the bal...

Kim Stofan Paying down HELOC or principal on properties
2 May 2017 | 4 replies

I was hoping some experienced investors could weigh in on something my husband and I have been discussing.  We took out a HELOC on our primary residence to pay for some home improvement projects and to use as down pay...