If it's an owner occupied loan, the underwriter will need to verify this is your primary residence.

Quote from @Jeff Calcaterra: We have a potential tenant new to the area who has gone through a paid background check, signed a background check authorization form, sent us a LinkedIn profile, sent an offer letter and says he is willing to send us paycheck stubs, but says he doesn't want us to call HR to verify employment because he is supposed to have found housing already.

Nothing like word of mouth referrals.Either way you definitely want a way to check/verify their work before hiring them.

.- Collect Tax Certificate to verify Property Taxes are Paid- Get a current statement from the seller to verify the existing balance, if they are delinquent, you can get the bank on the phone to verify the amount to make the loan current.- Review the loan documents, there is most likely a due on sale clause, which is why you won't find a title company to process these for you.

@Jared W SmithThe words trust but verify ring very true with those stories.

Since you have verified this couple owns the property, you are good there. 

Can you get access to the property in advance to verify the condition? 

Verifying last 2 years of rental history very important!

@Brett Coultas if you're a newbie, you want to be careful of an "investor friendly" agent selling you something they truly don't understand:(95+% of agents only know how to handle owner-occupied transactions - you can verify this by asking them calculate ROI for you or Cash-On-Cash!

You can also verify us via the following link: https://docqnet.dfpi.ca.gov/li...