I just googled digital business card because of your post and am having trouble figuring out how they have value over any other contact organizer.

**************************************************************************Insurance premiums of American homeowners rose last year, with rates increasing by more than 20 percent in six states, according to a recent report from S&P Global.In 2024, insurers raised rates by 10.4 percent as of Dec. 27, which followed a 12.7 percent hike in the previous year, according to the Jan. 21 report from the company.In total, 33 states saw premiums climb by double digits last year, with the largest spike seen in Nebraska at 22.7 percent.

If you’re In a title state make proof of utility pay off a condition of closing.

@Blair Ross JrElectric/Gas: Contact the utility provider to see if separate meters are allowed for your property.

It cash flows without the utilities split but I am planning to hold onto for a long time so splitting the utilities seems to make sense.

Utilities for the Rented HouseDeductible as a rental expense from when the property was placed in service (ready to rent).

So now we cover utilities for both units and the new tenant pays a higher amount too on the back unit to cover all the utilities with a great profit.  

I would definitely go with a utility cap. 

So curious as to what you see in the way of utilization of this information..

Does this strategy utilizing HELOC really work on saving money and paying off mortgages much quicker?