If multifamily properties in your area are priced well, it might be worth moving forward sooner rather than later.Risk Tolerance: Since you’re the sole provider, it’s crucial to ensure you have a solid emergency fund to cover unforeseen expenses, especially during vacancies or repairs.Long-Term Goals: Think about how this investment fits into your long-term financial goals.

While I could have gone lower I am lowering my risk tolerance because I expect a recession in late 2019 to 2020.

That said, you have to be comfortable with your risk tolerance - are you going to keep yourself up at night? 

Tolerance for value-add?

Whether the lender decides to do anything, and exactly what they decide to do depends on the lenders particular strategy, target ROI, risk tolerance, current interest rates, interest rate of subject mortgage loan, etc. 

Hi Chris, there are several options you could consider, but it would all be based on your risk tolerance. 

Such actions are wholly unacceptable and should not be tolerated within any professional environment.The discrepancies between the program's marketing claims and the actual conduct of its top students, as exemplified by Kristin Witherspoon, are deeply troubling.

Clarity here avoids future disputes.Business Strategy: Align on your goals—flipping vs. rentals, risk tolerance, and timelines.

I have no mercy and no tolerance for poor ops when it comes to stuff like this.

It sounds like Palm Desert is seasonal, so diversifying into another area could help smooth out those slower months.It really comes down to your risk tolerance and long-term goals.