Asset protection in case one of us getting sued (I think it was a BP podcast episode where a lawyer told the story about the son hitting someone with the car and the family of the kid that got hurt suing them and them having to surrender their house.)

Or does he surrender that because of the early termination?

You are surrendering not only control of your money, but also any directional control of the investment as well… like the ability to exit the investment when you want to.  

After finally surrendering to the city's opinion and not fighting the courts something great happened.

FYII filed a fraud complaint with the FTC and surrendered all communications and notes to the attorney working on the case. 

It'll create more mortgage-industry consolidation as loans get bought pennies on the dollar, not average family surrendering their house.

At less fees and better breakeven/surrender value than Whole Life would force me to.2) Premium riders waived for disability. 

And some folks are surrendering (GVA ?

The Tenant surrendered the Property on or around March 13, 2023.14.

If the lender contests the funds release and don't choose to release the escrow funds back to you, it can get tied up in litigation and after 3 years will be surrendered to the state by the title company.Your best bet is to go with a legitimate company that will be up front and transparent with you about the terms and costs before you are already committed.Seems like everyone is telling you the exact same thing so I really do hope you make the right decision here.