As everyone is getting for the holidays to ramp up and the new year to turn, I want to give some insight into a simple thing that me and my team have been doing to increase our ROI by about 10-15% each month.  

Then you could get a rug with a simple trellis pattern in one of those colors.  

Why it works: Social proof reduces hesitation and builds confidence in your services.These simple strategy can help ease your lead generation and nurture process, making it easier to focus on what you do best—closing deals!

They are pretty simple loans simple interest loans ,1- 10 years .

Quote from @Dana Yobst: Quote from @Julio Gonzalez: @Dana Yobst While it may seem like a simple concept, it's actually a very complex process that requires significant documentation as well as specific methodologies.

You can always start with the Simple Start subscription and upgrade if you find that it isn’t meeting your needs.  

and some guidance from the FTC is here: https://www.ftc.gov/tips-advic...Simple solution - DON'T.

I believe that you don't get returns (failed to deliver) with bulk mailers so you don't know which addresses are bad.That's the simple stuff.My advice is to do various mailings that you or some prepares locally, that go out immediately, using 1st class postage.

So bye-bye all the Brrr's and Multi's and what not, we need SIMPLE, right, a good simple SOLID base-hit, right. 

Other than that, you can prepare a simple notice letting them know that you thank them for applying, however they did not meet the criteria, and you can choose to tell them it was based off of their credit, and or background or simply just say that the minimum requirements were not met.