I think AI will continue to get better with time but robots will never be able to build true trust because they have no feelings. 

If there loan origination/underwriting process is robotic, expect a robotic loan administration process more times than not (which is generally a bad borrowing experience, particularly if there's adversity).  

AI is good for a first draft of things, not for widespread usage.People are looking to use AI to move quicker, but it only makes you or your product more robotic (artificial intelligence and such).

Anybody else concerned about the future of commercial real estate with the coming robotics and AI?

I would imagine the bigger loan origination companies out there who underwrite like robots because they are lining up the sale before closing  will be the exception and require those docs up front. 

Long story short, land is on loan and I’m purchasing a manufactured lot as a temporary home/future ADU to my final build. The rate the manufacturer offers is 4.8% which is why I am going through them. The bank they ar...

Is it possible to re-finance these separate properties as a group in a single loan?

@Brice Alef-Torrisi putting each property in its own LLC is usually overkill.Getting a bank account for each LLC is typically something you need to do to avoid "piercing of the LLC corporate veil" (actually depends on tax selection you made for LLC), but is also overkill.You haven't indicated how you are holding the deed for the latest property.If in your name or same LLC, you don't need a separate bank account.If in separate LLC, you can create a Master LLC, have each property LLC hire the Master LLC to manage their affairs, and just get a bank account for Master LLC.This is an opinion, not advice, so lookup CPA Frank Alcini in Troy for expert advice.

I proposed the question if the separation of funds was for asset protection.  

From tax stand point I would think you can separate from primary and be okay with IRS being that IRS will not be local code enforcement.