Home 1 is ideal for a fix-and-flip loan to fund the remaining $90K, which I can help you evaluate options.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.I'll also throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

Also the home is a subject to, where we are paying the remaining 3% mortgage, so a full refi would not be a great answer either. 

However, for longer-term profitability, flexible loan terms often have a bigger impact, especially with interest rates or repayment structures that align with your goals.

In Godless California the listing agents on churches are always certain to point out the flexible potential uses of the property.

., stains, etc)-MTR we are flexible on the lease end date and will prorate last month's rent. 

Like Jay said, there can be more flexibility in repayment options. 

The key will be to remain flexible, understand the local market dynamics, and position themselves to take advantage of the eventual boom when the project comes to life in 2025.

This alone is a significant factor in premiums going up (even when rates remain stable).  

Long-term planning allows for steady growth, compounding returns, and the flexibility to adapt to economic and societal changes.