Quote from @Sebastian Geiman: Hey everyone,I'm currently exploring note loan investments and looking to take a deeper dive into simulating different scenarios with variables like origination fees, interest rates, and exit fees.

Originally posted by @Kyle Doney:So if banks don't typically allow this transfer, how do people make it happen? 

I originally put in approximately $50k as the down payment when I first bought the property and I will hopefully make another $75K when selling the property.

Originally posted by @Pete Harper:Post mortem.

Let's assume yours is really nice and rents for $4,000.You have an original loan of $220 plus a $125 rehab for a total loan of $345.

I am being told by my mortgage broker that the only valuation that would be looked at is the original purchase price of the house because I haven't owned it for more than a year. 

Originally posted by @Maggie W.

To my surprise, it was a 1098 from my lender that originally held the loan for less than a month before selling it on the secondary market.

I know we can start with DSCR and refinance, but then you're paying closing/origination costs twice.

Origination fees too.