I wanted to get back in the game again but don’t have much in reserves that most if not all HML require.

I have my personal emergency fund stored away in a HYSA, and am working to build up a15k property reserve as well, but am conflicted on where to keep that 15k. 

I've consistently written about the forces of nature and her current and future effects on the real estate market (even while often being ridiculed and politicized on this very site for it) regardless: I personally moved and invested in coastal Oregon in 2018 from Venice Beach Los Angeles partly as a result of the trajectory of climate and have assisted several clients that specifically purchased on the Oregon Coast for their own 'climate havens,' investment and future retirement homes. 

Is your income considered variable in nature depending on job sites and that you do not work a set amount of hours per week?

In a stable free economy the natural tendency is for prices to go down not up.

If this is your only property or your reserves are limited, holding onto a low-cash-flow property might not be the best move.

Even that manager needs to be really hard worker and skilled in so many different areas...sales, marketing management, hiring, firing, reservations, computer skills, and more.   

Let me explain...Houses naturally have an aesthetic to them when they are first built.

I’m curious how you all store savings for things like reserves, CAPEX, etc.

Also, what's the nature of your business?