NJ is very blue, liberal, tenant friendly state.

City's with radical liberals in power like to throw unenforceable laws on the books.

To me, this is a red flag.He's trying to keep liberals from wanting to move to Texas.

Thats got to be such a liberating feeling. 

I cant describe how hard these drives were, yet also they were very liberating and refreshing.

The truth is that investing in real estate through an SDIRA can often cause you to pay much more tax than if you took the money out, paid the tax, and liberated your money to invest in real estate.Most of the people I know that started using SDIRAs to invest in real estate, eventually pull it all out to invest outside the SDIRA.

The more liberal the location, the higher the risk.  

I'm originally from San Francisco, one of the more liberal and anti-landlord cities in the state.

It's a credit score. the best way to build credit is to have credit, use it liberally and use it properly.

@Michelle SharkoAnswering questions in step by step fashion:- Is it a good thing to do or not is a personal finance decision and it depends on the person asking it, their risk tolerance which in part has to do with how this HELOC or line of credit works and how your personality fares relative to taking on new debt (a person more adverse to debt might have sufficient savings and temperament to pay down/back the debt versus a financially liberal person might get in over their skii's as).