The demand letter does not go anywhere except in tenant's junk box or undelivered mail.

Investors like me are left sifting through overpriced junk instead of finding real opportunities. 

I have a local handyman that helped me hired junk removal company and pest control for the roaches.

Security Deposit: 2600Lease states no smoking/painting walls/no hanging things on wallsTenants have moved out and have left two truck loads of garbage to be removed.Damaged doorPainted walls which got on the ceiling and trim Lots of holes on the walls throughout the houseDamage from windows being left open constantly Weed was clearly smoked in the house (smell throughout the place) so we need to deep cleanWater bill wasn't paid so I had to turn back on utilityMissing keyQuoted costs:$450 junk removal (some furniture)$935 for damaged doors/windows, painting cleaning$30 for utility turn onTenants were only there for a year before moving out so a lot of this is beyond normal wear and tear. 

Many education programs that could be scams promote junk services and the quality of all they sell or promote is definitely junk. 

Generally they are not rolled into the loan, and it's more the level of fees (say the percentage) they charge rather than any "junk" fees or costs.

Need to clean the junk out of house .. hoarder .

In one building the tenants accumulated so much junk over the course of their tenancy that I was forced to get a 40’ roll off dumpster to get it emptied for a sale.

Their "guarantees" are total junk.

Yes you can buy stuff over the counter however as said most of it will be junk.