I have been running into issues with the neighbors at one of my long term rental properties. 

Quote from @Olubunmi Odole: I have a property in Dayton Ohio, that i have been having issue with.

Is this a "find a different lender" type of issue, or are there laws about this? 

You could still use this issue to negotiate a discount in the price:)

I wanted to issue a word of caution to any real estate investors in the Cleveland area.

This normally would not be an issue but the cost of the water/sewer is extremely high in this area and specifically because the meter is a one inch, the costs are much higher than a normal 3/4 inch on a non-duplex. 

About 3 year ago had 1st floor washroom redone everything brand new recently have noticed in the garden washroom water stains ask about any water issue was tolled no so I went to look over the washroom theres crack grout between the tub and tile where water must of been sipping threw also water damage on the vanity doors and towel rack missing was tolled not installed correctly contact my handyman looked over the damages forward the price tenants says it's not there fault I was tolled to installed splash guards help prevent from water falling out the tub but since it was not  installed from the beginning it's not tenants fault they don't want to take responsibility 

It sounds like regular maintenance issues, some of which were tenant-caused. 

Lenders hesitate to finance buildings with outstanding compliance issues, and many investors assume they will be too costly or complicated to fix.That’s exactly where the opportunity lies.

If managing bookings, guest issues, and maintenance coordination fits into your schedule, you’ll maximize your income by keeping that 20-40%.