I don't want to be insensitive. 

. - In no way do I mean this to be insensitive, given everything that happened over the last month and the suffering that people are experiencing right now. 

I don't mean to sound rude or insensitive, it's just my outward observations.  

That's why the currency markets seem to be so insensitive. 

I know this situation can be a very sad & sensitive time for the family and I don't want to come off as insensitive to their loss.

Not to sound insensitive but that sounds a bit suspicious.

To be pretend bankrupt after laying off his own employees and when he has investors that probably were stressed out about it... also pretty insensitive considering many business owners and citizens are struggling with their own financial troubles and makes light of it a bit by saying just kiddin I am still rich!

In my models, I have expenses (less mortgage payments) track the same number so I find the total rate of return to be relatively insensitive to this number.

There are only three instances where it makes sense to buy solar panels for your house.1 - You are living off grid. 2 - You live in a state that has sky high electric costs AND great tax insensitive.3 - You have lots of money, don't care if you are paying more, and want to feel like you are saving the planet (even though you really are not). 

But trust me people are not stupid they will smell insensitive people like you from 20 miles away!