If you have cash on hand to fund the rehab and want to extract it soon after the project is done, you can use delayed financing.

The platform's main focus is processing mortgage documents in their raw form to extract specific financing terms for all properties in the city.

If your mom continues to hold the 1st lien on the property, you would need a 2nd position equity loan product for investment properties to stack behind this to extract your rehab funds.

However if I do a BRRRR I can achieve infinite return by extracting all of my investment.

Negotiations focused on securing the property at a favorable price, enabling us to achieve a profitable margin in a highly competitive market without requiring additional renovations.

Quote from @V.G Jason:  Extract the long-term value(appreciation) by hanging tight for 8 yrs ++,  mitigate cash flow by keeping more money in the deal and/or altering rental formation. 

However, in this market i find it difficult/impossible to not have negative cash flow after extracting the value add at maximum LTV.  

I'm passionate about real estate and how utilizing this asset class can enable me to build generational wealth and retire early.

However, my under writing due to the recent rate hikes shows large cash negative after a high LTV refi to extract the equity so I am not currently actively pursuing BRRRRS and I find this is true for many of the local investors that were doing brrrrs a few years ago.  

A mortgage lender can help determine if refinancing or tapping into equity might allow you to acquire additional properties.Consider a 1031 Exchange: If you're open to selling a current property, a 1031 exchange can defer capital gains taxes while enabling you to upgrade to a larger or more profitable asset.