Other than that I try not to eat out of the house more than once per week as virtually everything you eat out is loaded with salt, fat or sugar. 

I use 10% vacancy initially to see if the deal will be fat or thin, then move towards a 5% vacancy calculation since I believe that is more likely than a 10% vacancy rate. 

If your end result was too lose 20 pounds, your leverage might be I will die 5 years earlier, I will continue to feel fat, or I wont be able to play sports with my son.5th What has caused me to fail in the past when I have tried to achieve the results that I desire?

No fat or moss growing on our butts!

If that's all you are doing and have cold feet, stay in a fund, annuities can be had from insurance agents.Besides the money, I liked knowing my money wasn't backing some sleezy corporation, polluting the ground or air, wasn't used to make people fat or die, that it had a social purpose, built dreams for families, kept an elderly person in their home, gave people a chance to build a nest egg or go into business.

Worcester would also net less, on the order of magnitude of Newton because it's priced much higher.My properties that were Negative eventually turn "fat" or cash positive as the debt service is paid down (or retired) and rents rise (30F mortgage maintains the same payment).Good Luck Investing, MikePS You call Christie?

Know your costs, PITIA+ and all other fators before jumping in.

I don't like to chew on the fat or beat around the bush, so ...Do you think it is wrong when; There is a house for sale listed with a agent/(broker etc..) and you go up knock on that individuals' door, and one way or another tell them ( and this can be in any number of ways, such as - Dont bother listing it with them/ Take it off the listing/ Save your 3-6% with me etc) and pretty much under cut the agent/broker and deal directly with the owner?

Wife asks, "Do these pants make me look fat?" or

For instance ugly people are not currently as a enumerated protected class, so you are perfectly within your right to tell a renter "I'm not renting to you because I don't like your face,"  "you are too fat", or "your breath stinks"  or whatever arbitrary factor you want as long as it doesn't violate a protected class or a specific law.