Call again and I imagine you'll get a different story as to why they are charging you.

This list should include descriptions of the damages or unpaid rent, along with any supporting documentation or receipts for repair costs.I would start by creating the itemized list of charges, even if they are estimates.

Many of the cities are now requiring someone to be a Local Agent in Charge if you don't live in Cuyahoga County.

@Hunter DuplantisFind out what median income is in your area/neighborhood, and don't expect to charge more than1/3 their income.

The same goes for an excessive number of small holes, like a single wall with 40 nail holes.

It doesn’t matter what you want to charge or think you should charge if they’re charging 25% less. 

Quote from @John Underwood: SC will give the defaulting owner the overage if they request it.An owner (or former owner) requesting overages in South Carolina or Texas won't prevent you from getting the property at a discount.Under the new Arizona law, an owner requesting Excess Proceeds before the foreclosure is finalized will prevent the tax lien investor from acquiring the property or making any profit besides the generally very low interest.I am worried that might even happen if a junior lien holder requests such excess proceeds.To make things worse, when the 30 day notices are sent to the homeowner, they need to include a statement regarding their right to ask for excess proceeds.

However, Allstate is capping their landlord insurance at $750,000, which creates a coverage gap I need to address.I’m looking for options to add at least an additional $750,000 in coverage and am wondering if anyone has experience with Difference in Conditions (DIC) coverage or Excess and Surplus policies.

What are out of state investors doing in Cuyahoga County if they don't have a property manager? Where do you find a LOIC? Is property management the only way to make this work?

Is there any reason why going bigger is bad when leverage is not excessive and underwriting is conservative?