However, Allstate is capping their landlord insurance at $750,000, which creates a coverage gap I need to address.I’m looking for options to add at least an additional $750,000 in coverage and am wondering if anyone has experience with Difference in Conditions (DIC) coverage or Excess and Surplus policies.

I'd like to get other investors takes on these repair rates.  24 hours of labor seems excessive to me and $65 per hour seems excessive for non skilled labor. 

Quote from @Matt Pfefferlen: In a HOA foreclosure in California, does the homeowner get the excess funds after the 90 day redemption period is over or soon after the auction takes place?  

I think $1,700 might be excessive but I've rented out a room for $800 beside, so that x2 should've been my starting point at least I think. 

I had similar with duplex and ended up having to foot the bill but it was determined the break was on my property and resolved with yard excavation and a fat repair bill. 

Property damage, excessive wear and tear, but paying, that PM has an incentive to look the other way, don't they. 

The same goes for an excessive number of small holes, like a single wall with 40 nail holes.

Using quality yet affordable materials can transform a space without excessive costs.I could remember working on a property an investor purchased.

Excess depreciation could be suspended as a passive loss unless you qualify as a Real Estate Professional (REPS) or materially participate in a Short-Term Rental (STR)—which would allow you to use the additional depreciation to offset W-2 or business income.

If you do not reinvest all the proceeds, any excess amount not reinvested is immediately taxable.