That kind of errand is not the sort of thing they are paid to do and our liaison wasn't able to devote enough time to the problem on a daily basis to make it happen which I completely understood but it was still frustrating. 

Seems a bit high on the exp ratio near 43% but we do pay a premium for our solid cleaning lady, she also stocks supplies, runs errands and other duties for no "extra" charge.

I don't have to worry about trying to time the market, which I think is a fool's errand no matter what the gurus say.  

Asking strangers how to spend your money is a fool's errand.

here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

It's probably obvious to everyone but since it hasn't been said yet on this thread I feel compelled to say this as a reminder: getting into a physical altercation of any kind is a fool's errand.

This past weekend, labor day weekend, driving around town with my mom and daughter running errands.

Borrowing from my primary so I can buy another rental, which is also borrowed money, is a fools’ errand…creating an “alligator” right at purchase and putting my own house at risk. 

I assure you, I’ve been around the block a few times—though not quite as many times as I’d like when I’m out running errands!

Accepting late payments and fees as "additional income" is a fool's errand that will eventually cost you much more than the late fees will earn you.3.