Or is qualification your main preference 1-4 unit fha conventional loans will qualify off DEBT to INCOME or DTI while commercial portfolio loans will qualify off DSCR or debt coverage service ratio (this assume you’re not going to live there if you’re going to a credit union).So you asked a loaded questioned but I gave you some questions/answers to think about if you could provide more information perhaps more commentary can be added further.

@Roger D Jones thank you for the additional commentary.  

Your thoughts and commentary as an 18 year old is impressive!

Don't ask me about Dutch Brothers or Burger King or Target, as soon as that is in play, my "in general" commentary is right out the window.

Knowing the law is rarely as straightforward as reading the statute plus any available commentary.

It is our belief that if Joe had actually walked the property and understood it’s story, his commentary would be different.

So put your trays and seat backs in the upright position because we are probably in for a Hard Landing or at least a lot of turbulence.Good commentary.

Real Estate Agent from Miami Beach, FL - replied 5 years ago MichelleWalker Real EstateProfessional from Chicago, Illinois - replied over 5years ago  andMarkHoopes - replied almost 2 years agoIt appears that you folks have used Jerry Norton's program and you have provided detailed, very helpful commentary here on BP. 

Plus as you say, the proximity to Iowa City, especially since the IC and CR areas are growing towards each other with North Liberty, etc.I'll be in Davenport for the first time next week, so it will be interesting to see it with your commentary in my mind.

In my opinion (which I am entitled to express and understand there will be differences among us), he does not offer anything other than rudimentary commentary.