Without going into too much detail, my current situation stems from selling a previous company via partial owner financing, only for the new owner to default on the purchase, leaving me in this position.For traditional financing, I understand I’ll need at least one, if not two, years of solid credit history, tax filings, and other financial documentation.

My question again stems around using seller financing to allow them to receive a consistent monthly pay of X amount and delay/lower their tax bill in the short term instead of going through a lender to borrow 800k+ causing my mortgage to be significant part of our income roughly 40-50% of take home -  which we are approved for LOL.

The issue stems from when the homes were built and excavation spoils were used to backfill around the walls - instead of bringing in #2 stone.

What this stems from is that the IRS requires that a taxpayer trace interest expense to the nature of how the proceeds are used. 

My initial interest in out-of-state investing stems from the high cost of multifamily properties in New York and the state’s renter-friendly laws.

I think the problem stems from your lack of decisiveness, and I'm not saying that as an insult.I'm with Theresa.

I'm not too hung up on this, because the margins still appear very attractive (from what the agent speculated ARV). my hesitancy stems from a lack of experience and direct steps/plan of action to take on a property I like. 

This misunderstanding stemmed from incorrect lease terms indicating washer/dryer access when we did not actually have any washer or dryer set up.

I think it stems from the question asker not having enough information and knowledge to ask a good question.

Lot of the issue stems from pillars / blocks that sit on top of the soil in the crawl.