You aren't required to offer a loan mod prior to foreclosure.

Yes a PO Box.

As they are in their mod to late 70's and in declining health. 

He says he uses the service every month, yet there are still a lot of roaches.I’m thinking of sending him some roach killer (the black boxes that you place around the home) to help with control.Can I do that?

Then you'll need to find land, acquire it, find a spec home buyer and set up meetings to design plans or buy a set online with mods.

I've got plenty of experience in both site built and mod construction. 

They, in retrospect was a bad idea, did loan mods at 3-5% for borrowers (whyyyyy?????)

Quote from @John Aaron: Anyone know any hedge funds that’s buying right now and their buy box? 

(aside from the 1 or 2 homes that have stunning overlook views).When building out your buy box, are you all using the averages, or are you basing your min/max on the cream of the crop listing revenues, even when there aren't clear reasons as to why they are performing so much better than others?

.: I’m looking at a property that checks all the boxes—good numbers and fits my buy box—but I haven’t seen it in person.