I do not have any loans through Flagstar Bank, but I would talk to them prior to moving it into the LLC.

Quote from @Carlos Silva: Has anyone tried velocity banking?  

Local banks.

Just about any bank can open a joint account. 

He mentioned the distance to the nearest fires (about 20 miles), but the bank isn’t budging.

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer.

if you have an LLC and both properties are under it, you just need 1 operating account.If both are under your personal, 1 bank account specifically for the rental is enough for operating.Security Deposits should always be a separate account altogether.

Realistically, one checking account and an accounting system will meet all your needs and keep your business better organized than 7+ bank accounts.If you want to collect bank interest from excess cash, add a savings account.

I plan to BRRRR this property to pay off the seller and get my money out and was wondering if you anyone has any suggestions on banks that can do refinances for mobile homes.

We also have a bank account at a smaller Chicago community bank, but there technology isn't as good to be honest.I think @Jonathan Greene's main point is don't step over dollars to pick up pennies.