During this renovation period would you, as the lender, want an Actual Cash Value or Full Repair Cost policy in place?

If I'm borrowing at 7.5%, is that value destruction (unless appreciation is really good)?

During this renovation period would you, as the lender, want an Actual Cash Value or Replacement Cost policy in place?

It goes without saying that the recent and ongoing disasters in California are some of the most devastating and destructive in recent memory.

Looking my insurance policy it mentions that I can opt for settlement under Actual Cash Value vs Replacement Cost. 

Hey, I’m looking to connect and network with private individuals who lend money on real estate deals. Do you know of any good websites where I can post my deals?

Myself I thought about 2017 was going to be kind of the end of the 10 year cycle and I actually put a presentation together called the Pivot looking at alternative ways to invest in RE. 

Full disclosure, I'm not a disaster expert, politician or climate alarmist, but according to those fighting fires on the California coast since the 1960's, Devil Winds are natural occurrences each and every decade but require highly conducive conditions to be as destructive. 

Your property is fairly destruction proof, costs near nothing to maintain, yet you can charge above market rents.If your property is nicer (class B) where the carpet alone might be $6k or more to replace when the tenant spills hair dye everywhere, you won't be as happy as in the situation above.  

I don't know a single person affected by tornado in Dallas while we have had them and I have seen the destruction.