I’m currently based on Oʻahu and work full-time, but I’m looking to start part-time in a Junior Loan Officer role while I work toward my NMLS license.My ultimate goal is to serve investors and homebuyers here in Hawaii and continue growing in the real estate space.

Ken if there are junior liens on the property overage over what the first position lender goes to them next not the owner.. so in reality it goes.1st position2nd  or junior leins3rd liens if any etc.then if anything is left goes to the owner. 

Our niche the last 14 years is doing equity deals.. but not in junior position only first position.

The solar lien is junior, and solar company cannot enforce loan payments on me (the new owner), but they can drag it out/play hardball/not respond. 

I started with him when he was doing turn key houses that we funded.. he gravitated to larger development deals that can be tough to place.175 parcels pre sold to a national builder who released 3 mil in EM.  22 mil contract to buy exiting first 5 mil  so we are junior but also have a collateral assignment of the purchase contract and other guarantees.. having speed an being the sole underwriter on this one ( ME) based on history( I funded 2 other developments for him one in Colorado one in GA) We got it done..

Quote from @Junior Maravel: I would use a PM software, and have a vendor list on standby for anything that might go bad with emergency calls or issues that come up with repairs/maintenance.

Target roles that stack skills, contacts, and a steady paycheck: maintenance tech for a property manager, assistant project manager or junior estimator with a GC, acquisitions assistant for a small investor-friendly brokerage, or apprentice in a licensed trade like electrical/HVAC.

I own a 5-bed/3-bath rental in Alabama, where I house hacked my junior year of college.

I own a 5-bed/3-bath rental in Alabama, where I house hacked my junior year of college.

There's less room for shortcuts than there is with dealing with a bank.Have a frank talk with junior about what happens when things go pear shaped.