If it's 50% required to be owner-occupied, you have to know if yours tips the scale the wrong way.

If I revise my 2020 tax returns and claim more profit like instead of making "40k last year I make 50k"Unless I'm wrong we are all, allowed to revise our tax returns up to 3 years in the pastI pay 15K in taxes this makes my DTi better. now I fit in the little box and then I will qualify

I desperately hope I’m wrong. 

I recommend adding "Personal Injury Liability" endorsement to the policy (protects against Liable, Slander, Wrongful entry, ...). 

., and it will be wrong, absolutely without doubt.

Appreciate any advice or guidance, don't want to get this wrong! 

@Paul Moore I suspect it‘s never wrong to pursue additional learning / experiences.

Nothing wrong with splitting the profits with an investor to get a little bit of a track record before you go pitching different lenders.

Either you misunderstood or your PM is wrong.

I specified single family because they are a dime a dozen, and in any MLS there should be good diamonds in the rough out there outside the mainstream of shiny objects being bid up above asking by desperate buyers (sometimes mispitched in listing to the wrong category by an idiot listing agent, which a good buyer agent can find and offer on as the only offer they've gotten in the past month!)