What have you found as the most useful software/programs in real estate development analysis? 

There are many, many variables at work, and some have nothing to do with the tenants, program administrators or properties.

Here is a link to the program: https://www.denverwater.org/your-water/water-quality/lead/lead-service-line-replacement-program

Non-QM (investor loans which won't be guaranteed by one of the government loan programs) are nearly non-existent for a new investor.

I contacted my mortgage broker and most lending programs have been put on pause and those that are still going are requiring 70% LTV to protect themselves.

There are conventional loan programs out there right now that would allow you to capitalize on a low down payment.

Try watching this webinar and ignore the "turnkey" sales pitch unless your are into turnkey investing: https://www.anymeeting.com/Web...

Just the extra earned from these two programs is 1.5x more than the average middle-income earner would normally earn.

IN RE RESPONSE TO THE COVID-19 PANDEMIC—EVICTION FILINGS, 2020 Ark. 166 (April 28, 2020).Covered dwellings  are rental units in properties: (1) that participate in federal assistance programs, (2) are subject to a “federally backed mortgage loan,” or (3) are subject to a “federally backed multifamily mortgage loan.  

You would be able to use your FHA again in the next state also saying you can use the 3.5% loan program twice.