They usually charge 3% of purchase, which is fine, I just model it into acquisition cost see if the numbers work but has anyone done deals with wholesalers? 

I usually do every Saturday from noon-3pm until it's rented.  

Refinance loans have closing costs (usually called Fees). they can be paid separate or included with the loan.  

They want hip and vibrant cultures usually.

Personally, lease to own, is usually in the interest of the seller so that if you miss a payment they can take the property back over and sell the property again. 

I usually get grand slams with a mixture of both but looking at a nice house in a really crappy neighborhood.

Usually very little appreciation.

It's difficult to make it because I hate missing my kids sports games so I usually only come when it's raining!!

Usually appraisals come in at or a little abovethe contract price. 

If you've already closed on this, there is usually language in closing docs about how you're accepting the property and all terms have been met, so you should have not closed until you were sure they completed all terms to your satisfaction.