I'm not sure where this applies more, loan advice or buying and selling discussion so here is a double post to some degree.

Follow me for a sec.....I do not have a degree, I am 42 and was in a $16 an hour job.

Of course it will depend on the area of Worcester, those $1,800 quotes were for properties near Clark University which I guess the insurance companies view as a little nicer.

And I know short-term rentals are a whole universe of their own within real estate.

So the 10 years includes 4 graduate degrees and 2 kids.

MHP assignment opp to make $10K/mos net cash flow: Park $635K purchase price ((Frank Rolfe formula value of $690K) Full occupancy valuation is ~3X this amount71 Lots/32 occupied (all tenant occupied- no POHs), $325 lot rent Comp- MHP less than a mile away is 90+% occupancy @ $400/mosUpgrade opportunity RemeterRaise rentsInfillLocation Midwest- MSA 335K populationAverage home $148K$46K HHI10% pop growthDiverse employment with two large universities within 12 milesUtilities Septic/wellCounty approval to connect to city sewer and finance project over 20 years.

This is something I do plan to correct in the future, right now I am finishing off my computer networks and cybersecurity degree then I plan to look into an accounting or finance degree to help me better understand and manage money.We don't really have the expendable income to make a large purchase right now, which makes it hard for me but I have seen so many times purchasing a rental property for $0 money down. 

@William Kyle Walker Have you tried reaching out to any accounting students at your local university?

I really do not track and don't have much concern with what these numbers are at the deal level.Again, most of our investors want to see the IRR and to a lesser degree COC. 

If your goals are to do something that requires a degree, pursue that with everything you've got and build your portfolio on the side.