While there may be some exceptions to the no-reinstatement-until-you-sell policy, the OTHER reason why should only look for BARGAINS is: This site is called BIGGERpockets!

Obviously the single family will be more apt to appreciate over time vs. the strictly cash flow properties in mke.

I'm currently using American Modern for my policies (Colorado and Indiana).  

I would still get the previous owner to deliver one unit vacant if you can and check if you're in a rent control area.Also FHA loans have pretty strict rules regarding total rent needed to qualify and price limits.

Wondering how people are using Philly's open data policy (established 2012) to conduct research on neighborhoods, trends, etc.? 

I work strictly with investors and manage rental properties.

I have been sticking to looking at strictly SFH REOs because that is what I feel most comfortable with (aka have done the most research for), however I continue to get tempted into a possible townhome deal, or at least look closer into them.Is the major disadvantage dealing with association regulations?

I have explained the late fee policy that she will have to pay.

I do know San Diego is pretty strict against short term rentals so obviously look up what their regulations are.You mentioned a granny flat and splitting the house, so if you're going to be having some sort of shared walls it may be best to put that in your listing as I have seen some people get negative remarks by not mentioning that the house is shared with the owner or some other tenant.As well as lining up two to three excellent cleaning crews, the easiest way to ruin your profit is to start receiving negative reviews for cleanliness and or falsely advertising what your place really is.

From what I understand, a builders risk policy isn't offered with general liability included.