I'm a member of USAA and I have never considered using them for anything other than auto and home insurance along with standard banking.Many local banks have easily beaten their rates for auto loans and it looks like home loans as well. 

Especially if the contract has any language about the written contract being the entire contract with no outside contracts (Which is a pretty standard piece of contract language)

There are other Section 8 requirments like filling out the lease to meet their standards, knowing how to fill out the Request for Tenancy Approval(RFTA), and returning the HAP Contract.

As an owner-occupant of a building with 4 or fewer units, you will be eligible for pretty much all of the standard residential mortgage programs.  

a standard lease (maryland realtor lease) does the trick....specifying unpaid water is same as rent of course....

Depends on how you buy but if you're doing a standard loan you'll probably have closing costs also.

If not, the initial cash flow will be the highest you will ever receive, and you will have a continuously declining standard of living.You may have noticed that I use rent increase and appreciation interchangeably.

I’ve had many inquiries and only one application that did not meet my qualification standards.

This is a realtor I did a standard MLS deal with 5 years ago, and he stays in touch with me -- so we kind of have a pre-existing relationship.

I added another SFH to my portfolio a few months later but that one was pretty standard.