With guys, they think the guy breaking in is their roommates frat brother; robber breaks in, sees only crap to take and leaves. 

For example, when I bought the home I live in, I had to prove I had 12 months of principal and interest payments when I closed.

Once finishes started going in I made sure myself or my partner was on site to supervise.

The market which i am looking to invest in is seeing an ever growing number of foreclosures and pre for-closure properties.

@Todd Dexheimer I am located in California and have never traveled to the market I invest in.

My portfolio can handle a bit of debt service - but I'd really need it to be covered and then some by additional net income coming in. 

@Corey Hawkinson I feel the MSP area is a great area to get started in.

Unfortunately, I have no idea how to even contact the owner as the only address I can find for the them is the property we now have interest in.

Many investors are drawn to this area as the buy-in is a lot more conducive than other more saturated markets.

Both properties are rented and i owe about 48000 on one of them and its worth about 170000 and the one i live in i owe about 150000 and worth about 200000. i dont know if and how to go about getting a credit or a mortgage on the paid off house to do some repairs and to buy more rentals????