Bob Bruss (r.i.p) had/published a real estate newsletter on anything and everything about real estate investing. 

With each one I have a engagement contract that clearly spells out their responsibilities and independence.

There are generally 2 routes to take: hire him as an employee (of which he will pay withholding tax, thus lowering his income), or hiring him as an independent contractor (of which he will be able to write-off anything he does for you.) 

For those investors who may be unfamiliar how we engage with our backup trustees as a form of “insurance” on their behalf, we published our legal documents online as a matter of transparency into this subject.  

Our daughter is grown and fully independent and we are now looking towards retirement.

Have you tried to talk to any of the independent mortgage brokers to see what they can find for you at all?

Any bank with any sort of underwriting standards is going to ask, already know, and independently verify the answers to the most of the above questions, so you might as well answer them up front and bring the bank documentation of your analysis.

@Brandon Turner, thank you for all of the information you have published and written about on wholesaling.

I would like to be financially independent and become a part-time real estate investor in the states! 

So I went on a mission to search out the drivers of this price difference, and am publishing my findings from then in a series of posts.