Make sure you use net cash flow, so you are accounting for maintenance, repairs, cap ex, vacancy, and property management; based on the numbers you provided your net cash flow is probably $2k per year.

I'll provide a 90 day update. 

I have seen that the 3 bedroom 3 bath duplexes provide a solid house hack option particularly if someone is willing to rent out the extra rooms in the side they live in.

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To focus on providing higher end service to my clients than a typical lightly decorated place and over communicate to establish regular stays!

Beneficial ownership reporting requires those with control over businesses or legal entities to provide identifying information. 

Real estate can also provide the additional benefit of cash flow.

While I’m not a lender, you may be able to get a debt service coverage ratio (DSCR) loan with a less-than-stellar credit score, as long as you can demonstrate that the cash flow generated from the property provides a wide margin of safety for the lender.

My educated guess, based on the limited information provided, is that it would not work in your case, but there a few exceptions. 

Not sure about state laws for the insurance payout angle but if possible, you can always try and get a contract to purchase for much lower and close after seller receives insurance proceeds, then you can potentially have equity and a deal.But based on your existing numbers, taking it down as you stated would not be a good deal in my opinion and based solely off the info you have provided thus far.