Hello all,I am new to the BP forums but have been a landlord for about 10-yr (former primary residence turned rental) and need a referral to a very competent Handyman to help us completely insulate and encapsulate our crawl space under our shared foundation townhome/PUD.The companies who specialize in this type of encapsulation work seem to charge an arm and a leg >$5K when materials are less than $900 so we just do not have it in the budget, however, we would like to get it done before the fall when the skunk mating season begins.I have contacted a few Craig's list people who do side jobs and work for insulation companies full time but they have not actually done an encapsulation system and also want to charge what the big companies charge, one guy actually quoted me $4.5K+ with a straight face and unlike the companies I would have no warranty or recourse if problems came up after install!

I would be surprised if there are other offers that would materialize in the numbers you are saying.  

I'm currently in the process of renovating my vacation rental in Palm Springs and will be promoting it for sale off market.

Reference the Howey Test for determining if something is an investment contract:"a person invests his money in a common enterprise and is led to expect profits solely from the efforts of the promoter or a third party," To the original poster - there are plenty of vanilla operating agreements you can find online, you can get one from Legal Zoom for very cheap.

If you need to do ceiling work anyway the added cost of the material is well worth it.

There is a written provision that all discarded materials be removed.

You will only find insurance agents and insurance companies promote those products, real fee only financial advisers and independent financial advocates all would agree that whole life insurance is a poor choice for most people.

How does a vacant policy cover the material interests of the GC and Subs?

Previously, I was a student at the University of Illinois, and graduated with a materials science and engineering degree in 2015.

I know a lot that want cash but give sign a contract, give invoice, w9, receive 1099, or are incorporated, of course licensed and bonded, they just want it because they want to pay day labors or get more discount on material pricing.