My mother in NC recently passed away leaving me a house in NC (fully paid off) and other investments in stocks and mutual funds as well as vehicle, furniture, etc.

What makes a self-directed IRA custodian different is that they are not purely connected to the public exchanges and limited to investing in stocks, bonds and funds, but rather have the staff training and paperwork to document the IRA's investment in the more individualized transactions that occur when investing in real estate, notes and other non-traditional assets.

If they did it, there is 100% chance they would blame it on the tenant instead.On principle, based on how this tenant responded, I would bill him. 

He presents a cash, an interest only, and a principle only option.

I understand getting 10% on your money, but the stock market is even out performing that right now.

Its a loan based off of any Taxable Stock Portfolio.

I am looking to form some real estate position with the goal of passive income for the future with a decent rate of return, and to diversify from the stock market.

We are seeing LTV's come down just because of appreciation, the principle pay down does not get jucy until the second third of the amortization period. 

The only other thing we do for the cleaners is have a well working washer and dryer in place, a well stocked cleaning supplies closet, and then we have them do a deep clean once a month to clean fan blades, change vent filters, and restock the supply closet.

Look at it in the eyes of the 80/20 principle:20% of your properties give you 80% of the return20% of your tenants can cause you 80% of your problemsSell the properties that give you the most headaches/issues and least profitability  More info on the 80/20 principle:https://www.strategicinvestmentrealtors.com/blog/andrew-schulhof/apply-8020-rule-real-estate-investing