Try this; if you have a mortgage on your primary and a car note, tell that finance company you cant pay because Uncle Rodger broke his leg and his kids are starving.

The 1400 sq ft single family home next to our primary has been a rental for the last 8 years or so and part of a large portfolio with a professional management company and their tactic is to professionally landscape once yearly and put grass and snow removal on the tenants, so I know it's done both ways locally.

My beautiful wife was awarded a settlement, which we plan to use to buy a SFR as a primary.

What is the strategy and primary use for this property? 

He says that there are low money down lending opportunities that exist for people who intend to live on the property as their primary residence.

That's funny, the same thing actually happened to me at our former primary.

There are a variety of ways my lease would address this, but the primary one is the fact that they failed to pay rent and take possession, which means they ghosted and are not my tenant.

These are both also only for primary residences, (as is FHA). 

I currently own a rental property (it was my first home purchased back in 2011 so I have a solid chunk of equity here) and my current primary residence which I purchased last year.

We had to borrow money just to keep our primary residence.