I question if my HVAC person simply has more work now and can charge a premium. 

Some insurance companies do check your credit to determine your premium.

What material is the top wood?

We've sold several sizable apartment communities in that neck of the wood this year.

But even the best brand that is well installed will fail if you neglect to remove build-up of environmental conditions - allow the compressor to swim in horse manure and the air-handler and duct work to be dirtier then a wood-burning chimney.Most new installations should warranty their labor for 6-12months at least, and therefore most will generally offer to perform first 1-2 PM services for free.So, assuming you don't have a lemon product - which you'll know during the first year anyway - the ongoing preventative maintenance on a good, properly installed central AC system can really be done by you, or anyone working for you:1.

Thanks for the well wishes.It is located in Wood River, just off 111.

The cool thing about rent to own is that you can increase the price by 10% (premium) because the buyer is buying the house 1 or 2 years from now.

I am looking for the knowledge of a past or present realtor to answer these questions for me:Once you pass the test to become a licensed realtor can you have access right away to the premium part of the MLS?

Academic papers have found that investors pay a significant liquidity premium on a REIT, that can cost as much as 12 to 20% during certain periods.

. :)@Salvatore Lentini Yes, I agree that I really need to be looking at more than $100 a month, and in truth I am, really I'm looking at between $200-$300, but being brand new to the game, I'm keeping my actual net cashflow estimate conservative at $100 a month.Funny thing is I do have a chunk of the aforementioned $20K in P2P Lending, but I'm working on liquidating it (at a premium) to put together the cash to start REI. :)