Purchase price: $245,000 I have completed the beginning portion of my first "live-in flip".

I recommend that: 1. you pay the portion above her normal usage this time. 

We have fixed up a house that we want to live in for 2-5 years, and I am proud to say I am done with the "fix-up" portion!

You could even set up a volunteer piece with your current clients and ask them if they want to volunteer at the food bank and that a portion of your commission benefits the charity.

As monthly payments come in from Borrowers they adjust the FMV by subtracting the principal portion of the payment from the existing FMV (or at least some percentage of the principal).

A friend @AlisonK8 and I are considering a 50/50 partnership where I would fund a greater portion (or perhaps all) and they would apply for the loan based on their credit score.

@Jonathan Bombaci a big portion could be what it takes to gas line to the house, if you already have a gas meter at your house, then the inside piping size may need to be increased to handle a furnace.

Most of the time tenants don't have access to the utility portion of the basement (if they even have access to the basement at all). 

In exchange, you pay the master lease, with a portion going towards the downpayment.

The pros- Income certainty (relatively anyway); Never had to foreclose on a note but owning a note or a portion of a note in a 1st position provided extra security.