The wholesaler doesn't want to give out information unless you demonstrate that you're legit.Technically sending out personal information and advertising a large bank account to someone through craigslist also make you a target of a scam, too so tread lightly.In order to get a proof of funds letter, your best bet is probably working with the bank that holds the money (or line of credit) you plan to use to invest.Also, consider a different approach in looking to meet the wholesaler for coffee in order to discuss more about their business and your criteria.

I would bet they would go down if the tenants were paying them...

If not completely, I bet she will be with a big check to pay things down/off with.  

Also, some are not physically capable of doing this.

And I bet you some of those areas they are thinking of have brand new developments and or completely renovated homes in them.

I'm betting that you have already used that. 

When the home inspector physically entered the attic space and started poking around, he found quite a bit of raccoon feces.

The only way to avoid paying a judgement is to file bankruptcy or physically hide.

Option 2 is your best bet, addition is around 100/sf and rehab of the house assuming to studs is about 70-80/sf.

I also try hard to stay physically fit by being a dedicated runner ( 4+ miles a day/ 5 or 6 days a week).