Echoing what Nathan said-make sure you compare the scope of work both are planning on doing and vet your person.

I would suggest researching 10-15 banks and credit unions in your area (just google "multifamily lending in X area" and see who pops up) and talk to them.

We took the depreciation on our personal tax return in 2022.

I wouldn't want to sell using sub-to personally.  

)  - 60K in cash for downpayment +more for renovations- Strong local connections with contractors of all trades - Ability to get building materials at cost through family/business connections- Have a strong eye for style and design (Tends to lean on the high end of things as that is my business)  - 750+ Credit.

It's NOT to "sell" a person on renting, NO, it's to just get them to click on it that's it, HOOK EM IN, get em to open the listing(C) REEL EM IN!   

My most gracious analysis would be this (and this is just me): (1) I think the owner is a very kind man - I’ve talked with him personally.

I would vet them intensely and make sure the lease is personally guaranteed. 

Haven't personally used either but they are both on my radar.

These were my first two fire rehabs ever and I find it interesting that melted pex was credited for saving both of them.