It's safe to say though that if you have great credit, solid income, and you have 10-15% down that you should go with 10% down either with lender paid MI conventional or 5% down conventional with lender paid MI as these two scenarios are probably the most efficient use of your capital.

Lease states rent is due the 1st, but I did include a 5 day grace period.

I want to be efficient in my search.What is the best Multifamily spreadsheet to use for analysis, out there on the market?

I am finding a combination of high rates (at least a point higher), short amortization periods ( and short balloons. 

He talks about how important it is for entrepreneurs to have the feedback from profit and loss to effectively and efficiently allocate their efforts and resources. 

That's an enormous increase in a (relatively) short period of time, at least from the perspective of those of us who have most of our investing experience since 2000, during the glory days of low interest rates.  

If that means taking smaller distributions of cash over a period of years rather than a lump sum, great.What you have proposed is complex, expensive, and does have some risk associated with it.  

During this period of my life, I have grown to love to learn, to explore, and to read.

When a low-ball like that is lobbed, sellers may turn combative and not want to deal with your future offers period.

Would it be a straight % return for a fixed period of time, equity offering, combination of both or something completely different?