You can work with a mailing list broker to get recommendations - it shouldn't cost you any more than the on-line systems.

They can shop many companies and can find exactly the right coverage for you. 

I have a HELOC right now and I am shopping small multi properties looking at using conventional financing.

If it's your first time doing Vacation Rentals, feel free to ask for some tips when you set it up!

I did that, won the home (it was an online auction) and I have no regrets.

Also, any other tips from the experts?

At last, after being tossed from people to people I finally received an answer that all the information was online.

After they review your docs and do the appraisals you can choose the best bank to go with.I applied online which made the process much faster than coming to the branch.

I'm not looking to do a 3rd lien as a cash out, I'm just looking to get more out of the LOC since the equity has increased by so much. the real crummy part about it, is that if I go with another company for the LOC and they have to have permission to re-subordinate, that would tip off the mortgage company that holds my first that it's not my primary anymore, and they could possibly want me to refinance into a different product...which I could do...but I wouldn't necessarily want to do haha

Cody, if its' listed with an agent he/she should have EZ acess to MLS listing info which will include all HOA docs. typically they are online for EZ reviews.