Well, one of them specifically objected to the word "obviously" you used in your reply to me, and the other questioned the value of a 15-yr plan during the times when we can only plan the next hour, if that far. :)  Tell me what rates we will have in 15 years, for starters.The way I might evaluate your decision is this: it saves me $10k today minus the cost of the cost seg study itself.

As of today, that house was the first and remains the only property with both an ADU and a JADU in my area.Question:If I were to apply for a HELOC, would that $1.15 million dollar property be the only objective comp that can be used to determine my property's value?

Makes sense - I suppose it all depends on your investment objectives.

I'm curious what objection the contractor would have to their client buying the materials, especially if the contractor could simply give the client a shopping list of exactly what was required?

I strongly recommend, beyond any personal objective preference I have, to bypass carpet, use LVT or other laminate.

@Jonathan Chan Have your clearly defined your objectives and criteria?

@Bobbi Casalino In an effort to deliver free and objective info regarding real estate tax and legal topics, recently launched an education portal.

An eviction on record is a instant deal-breaker because it means the tenant would not leave the property without being forced by a court/the police to do so.Unless you want to find yourself in hot water with a lawsuit, stick to using objective criteria and apply them equally to all prospective tenants; no exceptions!

The reason is the biggest problem I have had, it easily scratches with sharp objects i.e. kitchen knifes.

I'm just pointing out that objectively, with a private loan, there is a non-zero risk of losing your entire investment, and with house hacking, that risk is much, much, much lower.