Hey, I have a pile of money I would like you to help me spend doesn't always bring out the best people.

What you are saying doesn't quite make sense to me, if the HOA foreclosed the banks lien would be gone.

So while I can't claim to speak for every financial institution out there, it's a very broad survey, finding an option not contained there might involve making quite a few phone calls.When I see 30 year fixed, 30 year amortization, 30 year maturity (basically, identical terms to a consumer-friendly kid-gloves home loan), which does in fact pop up if I specifically search for it, it's almost always at a rather high interest rate, and the borrower doesn't opt for it.

In the booming market in Memphis, I've found that having the right tools can make all the difference.

While buying someone else's position at a potential discount is great, I would rank this endeavor as a magnitude of difference harder than making an initial investment.  

It is a very specific one year program that will allow me to make a lot more money in a full time position.

That makes perfect sense.

Either way (agent or investor) you are spending a great deal of time and money up front in most cases just to make a buck.

We currently live in our primary residence and have the intent of moving out in 1.5 years and make it a short term rental once we move out.

Anyone having major success with only buying SFH and renting them out to tenants to make good cash flow each month and re-investing?